Public Service Loan Forgiveness
See what a role is really worth with PSLF.
Roles at qualifying nonprofit and public employers can forgive your federal student loans after 120 qualifying payments. Add your numbers below to see your true pay.
See what a role is really worth
Roles at qualifying nonprofit and public employers can forgive your federal student loans. Add that in and you get your true pay.
New plan, available July 2026. The only income plan for loans taken on or after July 1, 2026.
Add your loan balance to see what this role is really worth with loan forgiveness counted in.
*Your 120 qualifying payments don't have to be at one employer. You can move between qualifying nonprofit or public employers, and payments never expire, so time off the path is never wasted. Forgiveness happens once you reach 120 payments, not partway.
Based on 2026 federal repayment rules (RAP and IBR) and the PSLF program. Source: U.S. Department of Education, studentaid.gov. Estimates only, not financial advice. Confirm your loans, plan, and employer with the official PSLF Help Tool.
This is an estimate only, not financial advice. What you actually pay, and what is forgiven, depends on your loans, your income, and your repayment plan. Flor is not a financial advisor. Check your eligibility at studentaid.gov.